When a covered disability keeps you out of work, long-term disability (LTD) insurance helps keep your finances protected. The plan pays a portion of your income while you recover. Your benefits continue for the policy’s benefit period or until you are no longer disabled, whichever comes first, helping provide you and your loved ones security when you need it most. Summaries of the LTD plans available through the City are below.
Employees also have the option to enroll in an Alfac short-term disability (STD) policy, which has a 14-day waiting period. The plan summary is below.